Bank of India Chanchal (BOI)
Chanchal · Maldah, West Bengal
732013505 is the MICR code for the Chanchal branch of Bank of India, located in Maldah, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0005082.
Bank
Bank of India
Branch & Address
Chanchal
Nirupama Market Complex Chanchal Samsi Road P O P S Chanchal Dist Malda PIN 732123
Maldah, Chanchal, West Bengal
Contact
+913513252033MICR Code Structure
732
City
013
Bank
505
Branch
City code 732 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 505 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Maldah
Other banks in Maldah, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0005082) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 732013505 is in the middle, and your account number is on the right.