Central Bank of India Malda
Malda · Maldah, West Bengal
732016102 is the MICR code for the Malda branch of Central Bank of India, located in Maldah, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code CBIN0281464.
Bank
Central Bank of India
Branch & Address
Malda
Netaji Commercial Market, 1st Floor, Rathbari, Nh-34, P.o. & District - Malda, PIN -732101
Maldah, Malda, West Bengal
Contact
+912222612008MICR Code Structure
732
City
016
Bank
102
Branch
City code 732 identifies the RBI clearing centre, bank code 016 identifies Central Bank of India, and branch code 102 identifies this specific branch.
Online Payment Methods Supported
Other Central Bank of India branches near Maldah
Other banks in Maldah, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (CBIN0281464) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 732016102 is in the middle, and your account number is on the right.