AU Small Finance Bank Chanchal
Chanchal · Malda, West Bengal
732765004 is the MICR code for the Chanchal branch of AU Small Finance Bank, located in Malda, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code AUBL0005269.
Bank
AU Small Finance Bank
Branch & Address
Chanchal
Old Milk Market, Near Registry Office and Central Bank of India, Singia, Chanchal, Chanchal 1, Malda, West Bengal- 732123
Malda, Chanchal, West Bengal
MICR Code Structure
732
City
765
Bank
004
Branch
City code 732 identifies the RBI clearing centre, bank code 765 identifies AU Small Finance Bank, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other AU Small Finance Bank branches near Malda
Other banks in Malda, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (AUBL0005269) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 732765004 is in the middle, and your account number is on the right.