West Bengal State Co-operative Bank Malda District Central Cooperative Bank LTD Habibpur Branch
Malda District Central Cooperative Bank LTD Habibpur Branch · Maldah, West Bengal
732802511 is the MICR code for the Malda District Central Cooperative Bank LTD Habibpur Branch branch of West Bengal State Co-operative Bank, located in Maldah, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code WBSC0MALD18.
Bank
West Bengal State Co-operative Bank
Branch & Address
Malda District Central Cooperative Bank LTD Habibpur Branch
Po Habibpur PIN 732122
Maldah, Malda, West Bengal
MICR Code Structure
732
City
802
Bank
511
Branch
City code 732 identifies the RBI clearing centre, bank code 802 identifies West Bengal State Co-operative Bank, and branch code 511 identifies this specific branch.
Online Payment Methods Supported
Other West Bengal State Co-operative Bank branches near Maldah
Other banks in Maldah, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (WBSC0MALD18) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 732802511 is in the middle, and your account number is on the right.