West Bengal State Co-operative Bank Malda District Central Cooperative Bank LTD Birnagar Branch
Malda District Central Cooperative Bank LTD Birnagar Branch · Malda, West Bengal
732802513 is the MICR code for the Malda District Central Cooperative Bank LTD Birnagar Branch branch of West Bengal State Co-operative Bank, located in Malda, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code WBSC0MALD19.
Bank
West Bengal State Co-operative Bank
Branch & Address
Malda District Central Cooperative Bank LTD Birnagar Branch
16 Mile, Nh-34 Bus Stand, Malda-732127
Malda, Malda, West Bengal
Contact
+919593200347MICR Code Structure
732
City
802
Bank
513
Branch
City code 732 identifies the RBI clearing centre, bank code 802 identifies West Bengal State Co-operative Bank, and branch code 513 identifies this specific branch.
Online Payment Methods Supported
Other West Bengal State Co-operative Bank branches near Malda
Other banks in Malda, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (WBSC0MALD19) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 732802513 is in the middle, and your account number is on the right.