Karnataka Bank Siliguri S F Road
Siliguri S F Road · Darjeeling, West Bengal
734052003 is the MICR code for the Siliguri S F Road branch of Karnataka Bank, located in Darjeeling, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KARB0000697.
Bank
Karnataka Bank
Branch & Address
Siliguri S F Road
Plot No.3229, Arihant Apartment, Beside Maheshwari Seva Sadan, S F Road, Siliguri - 734005
Darjeeling, Siliguri, West Bengal
Contact
+917699996678MICR Code Structure
734
City
052
Bank
003
Branch
City code 734 identifies the RBI clearing centre, bank code 052 identifies Karnataka Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Karnataka Bank branches near Darjeeling
Other banks in Darjeeling, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KARB0000697) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 734052003 is in the middle, and your account number is on the right.