Jalpaiguri Central Co-operative Bank Jalpaiguri Central Cooperative Bank LTD Naxalbari Branch
Jalpaiguri Central Cooperative Bank LTD Naxalbari Branch · Darjeeling, West Bengal
734808505 is the MICR code for the Jalpaiguri Central Cooperative Bank LTD Naxalbari Branch branch of Jalpaiguri Central Co-operative Bank, located in Darjeeling, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code WBSC0JCCB19.
Bank
Jalpaiguri Central Co-operative Bank
Branch & Address
Jalpaiguri Central Cooperative Bank LTD Naxalbari Branch
Naxalbari Bus Stand
Darjeeling, Darjeeling, West Bengal
Contact
+913561231573MICR Code Structure
734
City
808
Bank
505
Branch
City code 734 identifies the RBI clearing centre, bank code 808 identifies Jalpaiguri Central Co-operative Bank, and branch code 505 identifies this specific branch.
Online Payment Methods Supported
Other Jalpaiguri Central Co-operative Bank branches near Darjeeling
Other banks in Darjeeling, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (WBSC0JCCB19) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 734808505 is in the middle, and your account number is on the right.