North East Small Finance Bank Kaluk
Kaluk · Soreng, Sikkim
737773153 is the MICR code for the Kaluk branch of North East Small Finance Bank, located in Soreng, Sikkim. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code NESF0000217.
Bank
North East Small Finance Bank
Branch & Address
Kaluk
Po-kaluk Bazar, West Sikkim
Soreng, Kaluk, Sikkim
MICR Code Structure
737
City
773
Bank
153
Branch
City code 737 identifies the RBI clearing centre, bank code 773 identifies North East Small Finance Bank, and branch code 153 identifies this specific branch.
Online Payment Methods Supported
Other North East Small Finance Bank branches near Soreng
Other banks in Soreng, Sikkim
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (NESF0000217) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 737773153 is in the middle, and your account number is on the right.