Ujjivan Small Finance Bank Bilwagram
Bilwagram · Nadia, West Bengal
741761102 is the MICR code for the Bilwagram branch of Ujjivan Small Finance Bank, located in Nadia, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UJVN0003620.
Bank
Ujjivan Small Finance Bank
Branch & Address
Bilwagram
Ground and First Floor, Kanthalberia, Agradip Chourasta More, P.o. Bethuadahari, P.s. Nakashipara, Nadia, West Bengal-741126
Nadia, Bilwagram, West Bengal
Contact
+918040712166MICR Code Structure
741
City
761
Bank
102
Branch
City code 741 identifies the RBI clearing centre, bank code 761 identifies Ujjivan Small Finance Bank, and branch code 102 identifies this specific branch.
Online Payment Methods Supported
Other Ujjivan Small Finance Bank branches near Nadia
Other banks in Nadia, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UJVN0003620) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 741761102 is in the middle, and your account number is on the right.