Union Bank of India Patibania (UBI)
Patibania · South Pargans, West Bengal
743026102 is the MICR code for the Patibania branch of Union Bank of India, located in South Pargans, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UBIN0579602.
Bank
Union Bank of India
Branch & Address
Patibania
At- Uttar Shibpur, Post - Maharajganj, Ps-frasergonj, South 24 Pargans, West Bengal
South Pargans, South Pargans, West Bengal
Contact
+917501741727MICR Code Structure
743
City
026
Bank
102
Branch
City code 743 identifies the RBI clearing centre, bank code 026 identifies Union Bank of India, and branch code 102 identifies this specific branch.
Online Payment Methods Supported
Other Union Bank of India (UBI) branches near South Pargans
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UBIN0579602) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 743026102 is in the middle, and your account number is on the right.