HDFC Bank Shyam Nagar
Shyam Nagar · North Twenty Four Parganas, West Bengal
743240005 is the MICR code for the Shyam Nagar branch of HDFC Bank, located in North Twenty Four Parganas, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0005012.
Bank
HDFC Bank
Branch & Address
Shyam Nagar
Grd Floor Vivavari Apartment 250 11 West Ghosh Para Shyamnagar Dist North 24 Parganas Bhatpara West Bengal 743127
North Twenty Four Parganas, Bhatpara, West Bengal
Contact
+9118002026161Codes for this Branch
MICR (cheques)
743240005
IFSC (online transfers)
HDFC0005012
SWIFT / BIC
HDFCINBB
MICR Code Structure
743
City
240
Bank
005
Branch
City code 743 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 005 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near North Twenty Four Parganas
Other banks in North Twenty Four Parganas, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0005012) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 743240005 is in the middle, and your account number is on the right.