Indian Bank Pahargaon Port Blair
Pahargaon Port Blair · South Andaman, Andaman and Nicobar Islands
744019977 is the MICR code for the Pahargaon Port Blair branch of Indian Bank, located in South Andaman, Andaman and Nicobar Islands. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000P259.
Bank
Indian Bank
Branch & Address
Pahargaon Port Blair
Pahargaon Near Ganesh Temple Pather Gudda Port Blair PIN 744105
South Andaman, Pather Gudda, Andaman and Nicobar Islands
Contact
+913192251181MICR Code Structure
744
City
019
Bank
977
Branch
City code 744 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 977 identifies this specific branch.
Online Payment Methods Supported
Other Indian Bank branches near South Andaman
Other banks in South Andaman, Andaman and Nicobar Islands
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000P259) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 744019977 is in the middle, and your account number is on the right.