What is the IFSC code for MICR 744240004?

The IFSC code for HDFC Bank Swaraj Dweep Havelock branch (MICR: 744240004) is HDFC0009582. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (744) represent the city/clearing centre, the next 3 digits (240) identify the bank, and the last 3 digits (004) identify the specific branch. For 744240004, the city code is 744, bank code is 240, and branch code is 004.

HDFC Bank Swaraj Dweep Havelock

Q: Which bank does MICR code 744240004 belong to?

MICR code 744240004 belongs to HDFC Bank, Swaraj Dweep Havelock branch, located at Grd Flr Govind Nagar 3 Havelock Island Swaraj Dweep Andaman and Nicobar 744211, South Andaman, Andaman and Nicobar Islands. The corresponding IFSC code is HDFC0009582.

Swaraj Dweep Havelock · South Andaman, Andaman and Nicobar Islands

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744240004

744240004 is the MICR code for the Swaraj Dweep Havelock branch of HDFC Bank, located in South Andaman, Andaman and Nicobar Islands. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0009582.

Bank

HDFC Bank

Branch & Address

Swaraj Dweep Havelock

Grd Flr Govind Nagar 3 Havelock Island Swaraj Dweep Andaman and Nicobar 744211

South Andaman, Havelock, Andaman and Nicobar Islands

Contact

+9118602676161

Codes for this Branch

MICR (cheques)

744240004

IFSC (online transfers)

HDFC0009582

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

744

City

240

Bank

004

Branch

City code 744 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 004 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other HDFC Bank branches near South Andaman

Aspari Kurnool, Andaman and Nicobar Islands HDFC0006173 Bathu Basti Andaman, Andaman and Nicobar Islands HDFC0009508 Port Blair Andaman, Andaman and Nicobar Islands HDFC0008879 Port Blair, Andaman and Nicobar Islands Andaman, Andaman and Nicobar Islands HDFC0001994 Shivdaspur Varanasi, Andaman and Nicobar Islands HDFC0001616

Other banks in South Andaman, Andaman and Nicobar Islands

Axis Bank 1 branch Bandhan Bank 1 branch Bank of Baroda 4 branches Bank of Maharashtra 1 branch Indian Bank 2 branches Indusind Bank 1 branch State Bank of India 7 branches

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0009582) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 744240004 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0009582