Andaman & Nicobar State Co-operative Bank Andaman & Nicobar State Co-operative Bank IMPS
Andaman & Nicobar State Co-operative Bank IMPS · Mumbai, Maharashtra
744656002 is the MICR code for the Andaman & Nicobar State Co-operative Bank IMPS branch of Andaman & Nicobar State Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CANSCB.
Bank
Andaman & Nicobar State Co-operative Bank
Branch & Address
Andaman & Nicobar State Co-operative Bank IMPS
98, Maulana Azad Road, Port Blair, 744101, Andaman and Nicobar Island
Mumbai, Port Blair, Maharashtra
Contact
+919434281460Codes for this Branch
MICR (cheques)
744656002
IFSC (online transfers)
HDFC0CANSCB
SWIFT / BIC
HDFCINBB
MICR Code Structure
744
City
656
Bank
002
Branch
City code 744 identifies the RBI clearing centre, bank code 656 identifies Andaman & Nicobar State Co-operative Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Andaman & Nicobar State Co-operative Bank branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CANSCB) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 744656002 is in the middle, and your account number is on the right.