Union Bank of India Panchugochhia (UBI)
Panchugochhia · Keonjhar, Odisha
756026502 is the MICR code for the Panchugochhia branch of Union Bank of India, located in Keonjhar, Odisha. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UBIN0546232.
Bank
Union Bank of India
Branch & Address
Panchugochhia
At Panchugochia Post Mugupur via Fakirpur Dist. Keonjhar Orissa PIN 758022
Keonjhar, Panchugochhia, Odisha
Contact
271483MICR Code Structure
756
City
026
Bank
502
Branch
City code 756 identifies the RBI clearing centre, bank code 026 identifies Union Bank of India, and branch code 502 identifies this specific branch.
Online Payment Methods Supported
Other Union Bank of India (UBI) branches near Keonjhar
Other banks in Keonjhar, Odisha
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UBIN0546232) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 756026502 is in the middle, and your account number is on the right.