Jana Small Finance Bank Sarugaa
Sarugaa · Balesore, Odisha
756788004 is the MICR code for the Sarugaa branch of Jana Small Finance Bank, located in Balesore, Odisha. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code JSFB0004896.
Bank
Jana Small Finance Bank
Branch & Address
Sarugaa
Jana Small Finance Bank, Gramyapanchayat Office, Sarugaa, Po Sarugaa, via Khaira, D Balesore, Odisha 756049
Balesore, Balesore, Odisha
Contact
+919438571833MICR Code Structure
756
City
788
Bank
004
Branch
City code 756 identifies the RBI clearing centre, bank code 788 identifies Jana Small Finance Bank, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other Jana Small Finance Bank branches near Balesore
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (JSFB0004896) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 756788004 is in the middle, and your account number is on the right.