State Bank of India Badagada, Surada (SBI)
Badagada, Surada · Ganjam, Odisha
761002544 is the MICR code for the Badagada, Surada branch of State Bank of India, located in Ganjam, Odisha. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0017974.
Bank
State Bank of India
Branch & Address
Badagada, Surada
High School Road Badagada Disttganjam Odisha761109
Ganjam, Badagada, Odisha
Contact
+919438077458MICR Code Structure
761
City
002
Bank
544
Branch
City code 761 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 544 identifies this specific branch.
Online Payment Methods Supported
Other State Bank of India (SBI) branches near Ganjam
Other banks in Ganjam, Odisha
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0017974) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 761002544 is in the middle, and your account number is on the right.