UCO Bank Gumagarh
Gumagarh · Phulabani, Odisha
762028501 is the MICR code for the Gumagarh branch of UCO Bank, located in Phulabani, Odisha. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0001485.
Bank
UCO Bank
Branch & Address
Gumagarh
At Vill Gumagarh Po Gumagarh Dist Kandhmal , Kandhamal , Odisha PIN 762039
Phulabani, Gumagarh, Odisha
Contact
+916842263557MICR Code Structure
762
City
028
Bank
501
Branch
City code 762 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 501 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near Phulabani
Other banks in Phulabani, Odisha
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0001485) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 762028501 is in the middle, and your account number is on the right.