Utkarsh Small Finance Bank Harbhanga
Harbhanga · Berhampur, Odisha
762762104 is the MICR code for the Harbhanga branch of Utkarsh Small Finance Bank, located in Berhampur, Odisha. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTKS0001488.
Bank
Utkarsh Small Finance Bank
Branch & Address
Harbhanga
Utkarsh Small Finance Bank LTD Infront of Old Panchyat Office Harbhanga Po-ps-harbhanga Dist-boudh Odisha Pin-762020
Berhampur, Harbhanga, Odisha
MICR Code Structure
762
City
762
Bank
104
Branch
City code 762 identifies the RBI clearing centre, bank code 762 identifies Utkarsh Small Finance Bank, and branch code 104 identifies this specific branch.
Online Payment Methods Supported
Other Utkarsh Small Finance Bank branches near Berhampur
Other banks in Berhampur, Odisha
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTKS0001488) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 762762104 is in the middle, and your account number is on the right.