UCO Bank Rayagada
Rayagada · Rayagada, Odisha
765028002 is the MICR code for the Rayagada branch of UCO Bank, located in Rayagada, Odisha. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0002151.
Bank
UCO Bank
Branch & Address
Rayagada
At Gaja Laxmi Puja Junction New Colony, Po Dist Rayagada 765 001 , Rayagada , Odisha PIN 765001
Rayagada, Rayagada, Odisha
Contact
+916856223151MICR Code Structure
765
City
028
Bank
002
Branch
City code 765 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near Rayagada
Other banks in Rayagada, Odisha
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0002151) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 765028002 is in the middle, and your account number is on the right.