Bank of India Khariar (BOI)
Khariar · Kharirar Distt Nuapada or, Odisha
766013504 is the MICR code for the Khariar branch of Bank of India, located in Kharirar Distt Nuapada or, Odisha. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0005359.
Bank
Bank of India
Branch & Address
Khariar
Holding no 825 Ward Not 6at Post Khariar Distt Nuapada Orissa
Kharirar Distt Nuapada or, Kharirar Distt Nuapada or, Odisha
Contact
+919778626916MICR Code Structure
766
City
013
Bank
504
Branch
City code 766 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 504 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Kharirar Distt Nuapada or
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0005359) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 766013504 is in the middle, and your account number is on the right.