HDFC Bank Barama
Barama · Nalbari, Assam
781240203 is the MICR code for the Barama branch of HDFC Bank, located in Nalbari, Assam. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0004735.
Bank
HDFC Bank
Branch & Address
Barama
HDFC Bank LTD Barama Bazar Village and Po Barama Baksa Assam781346
Nalbari, Barama, Assam
Contact
+919957193333Codes for this Branch
MICR (cheques)
781240203
IFSC (online transfers)
HDFC0004735
SWIFT / BIC
HDFCINBB
MICR Code Structure
781
City
240
Bank
203
Branch
City code 781 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 203 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Nalbari
Other banks in Nalbari, Assam
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0004735) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 781240203 is in the middle, and your account number is on the right.