Utkarsh Small Finance Bank Guwahati
Guwahati · Guwahati, Assam
781762002 is the MICR code for the Guwahati branch of Utkarsh Small Finance Bank, located in Guwahati, Assam. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTKS0001545.
Bank
Utkarsh Small Finance Bank
Branch & Address
Guwahati
Ground Floor House N 28 Opposite Zet Travels A.m Road Manipuri Basti P.o.ulubari, P.s Paltan Bazar Guwahati-781007
Guwahati, Guwahati, Assam
Contact
+917091091451MICR Code Structure
781
City
762
Bank
002
Branch
City code 781 identifies the RBI clearing centre, bank code 762 identifies Utkarsh Small Finance Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Utkarsh Small Finance Bank branches near Guwahati
Other banks in Guwahati, Assam
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTKS0001545) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 781762002 is in the middle, and your account number is on the right.