Indian Bank Lumding
Lumding · Hojai, Assam
782019152 is the MICR code for the Lumding branch of Indian Bank, located in Hojai, Assam. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000L575.
Bank
Indian Bank
Branch & Address
Lumding
Thana Roadvill Po Lumding Dist Nowgong Lumding Lumding PIN 782447
Hojai, Lumding, Assam
Contact
+919365254893MICR Code Structure
782
City
019
Bank
152
Branch
City code 782 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 152 identifies this specific branch.
Online Payment Methods Supported
Other Indian Bank branches near Hojai
Other banks in Hojai, Assam
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000L575) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 782019152 is in the middle, and your account number is on the right.