Punjab & Sind Bank Nagaon
Nagaon · Nagaon, Assam
782023102 is the MICR code for the Nagaon branch of Punjab & Sind Bank, located in Nagaon, Assam. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PSIB0021379.
Bank
Punjab & Sind Bank
Branch & Address
Nagaon
Christian Patty, Adp Road, Nagaon, Distt Nagaon 782001, Assam
Nagaon, Nagaon, Assam
Contact
+919435103378MICR Code Structure
782
City
023
Bank
102
Branch
City code 782 identifies the RBI clearing centre, bank code 023 identifies Punjab & Sind Bank, and branch code 102 identifies this specific branch.
Online Payment Methods Supported
Other Punjab & Sind Bank branches near Nagaon
Other banks in Nagaon, Assam
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PSIB0021379) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 782023102 is in the middle, and your account number is on the right.