Bandhan Bank Margherita
Margherita · Tinsukia, Assam
786750402 is the MICR code for the Margherita branch of Bandhan Bank, located in Tinsukia, Assam. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BDBL0002042.
Bank
Bandhan Bank
Branch & Address
Margherita
Near Margherita Rail Station, Station Road, Po Ps Margherita, Dist Tinsukia, Assam, 786181
Tinsukia, Margherita, Assam
Contact
+918420520421MICR Code Structure
786
City
750
Bank
402
Branch
City code 786 identifies the RBI clearing centre, bank code 750 identifies Bandhan Bank, and branch code 402 identifies this specific branch.
Online Payment Methods Supported
Other Bandhan Bank branches near Tinsukia
Other banks in Tinsukia, Assam
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BDBL0002042) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 786750402 is in the middle, and your account number is on the right.