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State Bank of India Racc North Lakhimpur (SBI)

Racc North Lakhimpur · North Lakhimpur, Assam

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787002006

787002006 is the MICR code for the Racc North Lakhimpur branch of State Bank of India, located in North Lakhimpur, Assam. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0063262.

Bank

State Bank of India

Branch & Address

Racc North Lakhimpur

Sbi, N.lakhimpur Branch Building, D.k.road, North Lakhimpur, Lakhimpur Assam, PIN 787001

North Lakhimpur, North Lakhimpur, Assam

Contact

+919101103306

Codes for this Branch

MICR (cheques)

787002006

IFSC (online transfers)

SBIN0063262

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MICR Code Structure

787

City

002

Bank

006

Branch

City code 787 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 006 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other State Bank of India (SBI) branches near North Lakhimpur

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0063262) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 787002006 is in the middle, and your account number is on the right.

View full branch details for IFSC SBIN0063262