Bank of India Naharlagun (BOI)
Naharlagun · Naharlagun, Arunachal Pradesh
791013003 is the MICR code for the Naharlagun branch of Bank of India, located in Naharlagun, Arunachal Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0005046.
Bank
Bank of India
Branch & Address
Naharlagun
C Sector Barapan Bazarpo Naharlagundist Parum Pare
Naharlagun, Naharlagun, Arunachal Pradesh
Contact
+919638576332MICR Code Structure
791
City
013
Bank
003
Branch
City code 791 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Naharlagun
Other banks in Naharlagun, Arunachal Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0005046) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 791013003 is in the middle, and your account number is on the right.