Which bank does MICR code 793807501 belong to?

MICR code 793807501 belongs to Jowai Co-operative Urban Bank, Jowai Co-operative Urban Bank IMPS branch, located at Merusa Building Lawmusiang Jowai 793150, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CJCUBL.

What is the IFSC code for MICR 793807501?

The IFSC code for Jowai Co-operative Urban Bank Jowai Co-operative Urban Bank IMPS branch (MICR: 793807501) is HDFC0CJCUBL. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (793) represent the city/clearing centre, the next 3 digits (807) identify the bank, and the last 3 digits (501) identify the specific branch. For 793807501, the city code is 793, bank code is 807, and branch code is 501.

Jowai Co-operative Urban Bank Jowai Co-operative Urban Bank IMPS

Jowai Co-operative Urban Bank IMPS · Mumbai, Maharashtra

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793807501

793807501 is the MICR code for the Jowai Co-operative Urban Bank IMPS branch of Jowai Co-operative Urban Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CJCUBL.

Bank

Jowai Co-operative Urban Bank

Branch & Address

Jowai Co-operative Urban Bank IMPS

Merusa Building Lawmusiang Jowai 793150

Mumbai, Jowai, Maharashtra

Contact

+919862463858

Codes for this Branch

MICR (cheques)

793807501

IFSC (online transfers)

HDFC0CJCUBL

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SWIFT / BIC

HDFCINBB

MICR Code Structure

793

City

807

Bank

501

Branch

City code 793 identifies the RBI clearing centre, bank code 807 identifies Jowai Co-operative Urban Bank, and branch code 501 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Jowai Co-operative Urban Bank branches near Mumbai

Ab Bank IMPS Mumbai, Maharashtra HDFC0CABBLM Abhinandan Urban Co-operative Bank Amravati IMPS Mumbai, Maharashtra HDFC0CMAN01 Adarsh Co-operative Bank IMPS Mumbai, Maharashtra HDFC0CADARS Adarsh Mahila Mercantile Co-operative Bank IMPS Mumbai, Maharashtra HDFC0CAMMCO Agrasen Co-operative Urban Bank IMPS Mumbai, Maharashtra HDFC0CAUB01 Agrasen Nagari Sahakari Bank IMPS Mumbai, Maharashtra HDFC0CTANSB

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CJCUBL) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 793807501 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CJCUBL