What is the IFSC code for MICR 794240003?

The IFSC code for HDFC Bank Baghmara branch (MICR: 794240003) is HDFC0007199. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (794) represent the city/clearing centre, the next 3 digits (240) identify the bank, and the last 3 digits (003) identify the specific branch. For 794240003, the city code is 794, bank code is 240, and branch code is 003.

HDFC Bank Baghmara

Q: Which bank does MICR code 794240003 belong to?

MICR code 794240003 belongs to HDFC Bank, Baghmara branch, located at Grd 1st Floor Jubilee Building Baghmara Bazar Baghmara Baghmara Meghalaya 794102, South Garo Hills, Meghalaya. The corresponding IFSC code is HDFC0007199.

Baghmara · South Garo Hills, Meghalaya

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794240003

794240003 is the MICR code for the Baghmara branch of HDFC Bank, located in South Garo Hills, Meghalaya. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0007199.

Bank

HDFC Bank

Branch & Address

Baghmara

Grd 1st Floor Jubilee Building Baghmara Bazar Baghmara Baghmara Meghalaya 794102

South Garo Hills, Baghmara, Meghalaya

Contact

+9118002026161

Codes for this Branch

MICR (cheques)

794240003

IFSC (online transfers)

HDFC0007199

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

794

City

240

Bank

003

Branch

City code 794 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 003 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other HDFC Bank branches near South Garo Hills

Ampatigiri West Garo Hills, Meghalaya HDFC0009232 Araimile West Garo Hill, Meghalaya HDFC0010120 Byrnihat Ri Bhoi, Meghalaya HDFC0001963 Jowai Jaintia Hills, Meghalaya HDFC0001812 Khanapara Meghalaya Ribhoi, Meghalaya HDFC0011960 Khilarihat Branch Jaintia Hills, Meghalaya HDFC0002428

Other banks in South Garo Hills, Meghalaya

Meghalaya Co-operative Apex Bank 4 branches North East Small Finance Bank 1 branch State Bank of India 3 branches

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0007199) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 794240003 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0007199