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Indian Bank Aizwal

Aizwal · Aizawl, Mizoram

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796019002

796019002 is the MICR code for the Aizwal branch of Indian Bank, located in Aizawl, Mizoram. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000A195.

Bank

Indian Bank

Branch & Address

Aizwal

G17c Below Zopar Lower Chanmari Aizawl PIN 796007

Aizawl, Lower Chanmari, Mizoram

Contact

+918847668556

Codes for this Branch

MICR (cheques)

796019002

IFSC (online transfers)

IDIB000A195

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MICR Code Structure

796

City

019

Bank

002

Branch

City code 796 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 002 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000A195) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 796019002 is in the middle, and your account number is on the right.

View full branch details for IFSC IDIB000A195