North East Small Finance Bank Champhai
Champhai · Champhai, Mizoram
796773004 is the MICR code for the Champhai branch of North East Small Finance Bank, located in Champhai, Mizoram. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code NESF0000219.
Bank
North East Small Finance Bank
Branch & Address
Champhai
K.khuangzika Building, Awpui Phei, Vengthlang, Near Presbyterian Church, Po Champhai, Ps Champhai
Champhai, Champhai, Mizoram
MICR Code Structure
796
City
773
Bank
004
Branch
City code 796 identifies the RBI clearing centre, bank code 773 identifies North East Small Finance Bank, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other North East Small Finance Bank branches near Champhai
Other banks in Champhai, Mizoram
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (NESF0000219) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 796773004 is in the middle, and your account number is on the right.