State Bank of India Naga United Branch (SBI)
Naga United Branch · Chumukedima, Nagaland
797002007 is the MICR code for the Naga United Branch branch of State Bank of India, located in Chumukedima, Nagaland. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0064497.
Bank
State Bank of India
Branch & Address
Naga United Branch
Naga United Village, Chumukedima District, Nagaland - 797115
Chumukedima, Naga United Village, Nagaland
Contact
+919612902544MICR Code Structure
797
City
002
Bank
007
Branch
City code 797 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 007 identifies this specific branch.
Online Payment Methods Supported
Other State Bank of India (SBI) branches near Chumukedima
Other banks in Chumukedima, Nagaland
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0064497) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 797002007 is in the middle, and your account number is on the right.