State Bank of India Racc Kohima (SBI)
Racc Kohima · Kohima, Nagaland
797002110 is the MICR code for the Racc Kohima branch of State Bank of India, located in Kohima, Nagaland. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0063280.
Bank
State Bank of India
Branch & Address
Racc Kohima
Near Dc Office, Kohima District, Nagaland-797001
Kohima, Kohima, Nagaland
Contact
+919436035124MICR Code Structure
797
City
002
Bank
110
Branch
City code 797 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 110 identifies this specific branch.
Online Payment Methods Supported
Other State Bank of India (SBI) branches near Kohima
Other banks in Kohima, Nagaland
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0063280) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 797002110 is in the middle, and your account number is on the right.