IDBI Chumoukedima Town
Chumoukedima Town · Chumoukedima, Nagaland
797259003 is the MICR code for the Chumoukedima Town branch of IDBI, located in Chumoukedima, Nagaland. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0002264.
Bank
IDBI
Branch & Address
Chumoukedima Town
Jk Square Near Dc Court Junction Nh 29 Chumoukedima Town Chumoukedima District Nagaland PIN 797103
Chumoukedima, Chumoukedima, Nagaland
Contact
+919612259229MICR Code Structure
797
City
259
Bank
003
Branch
City code 797 identifies the RBI clearing centre, bank code 259 identifies IDBI, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other IDBI branches near Chumoukedima
Other banks in Chumoukedima, Nagaland
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0002264) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 797259003 is in the middle, and your account number is on the right.