Nagaland State Co-operative Bank Nagaland State Co-operative Bank IMPS
Nagaland State Co-operative Bank IMPS · Mumbai, Maharashtra
797812003 is the MICR code for the Nagaland State Co-operative Bank IMPS branch of Nagaland State Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTIB0SNSCB1.
Bank
Nagaland State Co-operative Bank
Branch & Address
Nagaland State Co-operative Bank IMPS
Nscb Building Khermahal Circular Road Dimapur Nagaland PIN 797112
Mumbai, Dimapur, Maharashtra
Contact
+913862228335MICR Code Structure
797
City
812
Bank
003
Branch
City code 797 identifies the RBI clearing centre, bank code 812 identifies Nagaland State Co-operative Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Nagaland State Co-operative Bank branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTIB0SNSCB1) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 797812003 is in the middle, and your account number is on the right.