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Bank of India Bailey Road (BOI)

Bailey Road · Patna, Bihar

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800013019

800013019 is the MICR code for the Bailey Road branch of Bank of India, located in Patna, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0004458.

Bank

Bank of India

Branch & Address

Bailey Road

Jagdeo Path Mod Bailey Roadpatna Bihar 800014

Patna, Patna, Bihar

Contact

+916122590198

Codes for this Branch

MICR (cheques)

800013019

IFSC (online transfers)

BKID0004458

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MICR Code Structure

800

City

013

Bank

019

Branch

City code 800 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 019 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Bank of India (BOI) branches near Patna

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0004458) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 800013019 is in the middle, and your account number is on the right.

View full branch details for IFSC BKID0004458