Federal Bank Kankarbagh
Kankarbagh · Pa, West Bengal
800049004 is the MICR code for the Kankarbagh branch of Federal Bank, located in Pa, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code FDRL0002189.
Bank
Federal Bank
Branch & Address
Kankarbagh
B 146 Kankarbahgh Housing Colony, Nlohiya Nagar, Near Panch Shiv Mandir, Patna 800020
Pa, Patna, West Bengal
Contact
+9161222384800MICR Code Structure
800
City
049
Bank
004
Branch
City code 800 identifies the RBI clearing centre, bank code 049 identifies Federal Bank, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other Federal Bank branches near Pa
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (FDRL0002189) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 800049004 is in the middle, and your account number is on the right.