UCO Bank Arwal
Arwal · Arwal, Bihar
804028102 is the MICR code for the Arwal branch of UCO Bank, located in Arwal, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0002770.
Bank
UCO Bank
Branch & Address
Arwal
Palm Villa , Near S. P. Kothi, Arwal, Arwal , Bihar PIN 804401
Arwal, Arwal, Bihar
Contact
+918084281700MICR Code Structure
804
City
028
Bank
102
Branch
City code 804 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 102 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near Arwal
Other banks in Arwal, Bihar
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0002770) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 804028102 is in the middle, and your account number is on the right.