Which bank does MICR code 812024004 belong to?

MICR code 812024004 belongs to Punjab National Bank, Barari Ind.est, Dist-bhagalpur branch, located at Barari, Block Jagdishpur, Dist Bhagalpur, Barari Industrial Estate (dt.bhagalpur), Bihar. The corresponding IFSC code is PUNB0120000.

What is the IFSC code for MICR 812024004?

The IFSC code for Punjab National Bank Barari Ind.est, Dist-bhagalpur branch (MICR: 812024004) is PUNB0120000. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (812) represent the city/clearing centre, the next 3 digits (024) identify the bank, and the last 3 digits (004) identify the specific branch. For 812024004, the city code is 812, bank code is 024, and branch code is 004.

Punjab National Bank Barari Ind.est, Dist-bhagalpur (PNB)

Barari Ind.est, Dist-bhagalpur · Barari Industrial Estate (dt.bhagalpur), Bihar

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812024004

812024004 is the MICR code for the Barari Ind.est, Dist-bhagalpur branch of Punjab National Bank, located in Barari Industrial Estate (dt.bhagalpur), Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PUNB0120000.

Bank

Punjab National Bank

Branch & Address

Barari Ind.est, Dist-bhagalpur

Barari, Block Jagdishpur, Dist Bhagalpur

Barari Industrial Estate (dt.bhagalpur), Barari Industrial Estate , Dt.bhagalpur, Bihar

Codes for this Branch

MICR (cheques)

812024004

IFSC (online transfers)

PUNB0120000

View

SWIFT / BIC

PUNBINBBDKB

MICR Code Structure

812

City

024

Bank

004

Branch

City code 812 identifies the RBI clearing centre, bank code 024 identifies Punjab National Bank, and branch code 004 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Punjab National Bank (PNB) branches near Barari Industrial Estate (dt.bhagalpur)

Adhaura , Bihar Bihar, Bihar PUNB0600700 Akbarpur, Dist- Nawadha, Bihar Distnawadah, Bihar PUNB0096800 Akhori Gola Dalmianagar, Bihar PUNB0464600 Akorhi, Distt. Bhabua , Bihar Distt. Bhabua Bihar, Bihar PUNB0269600 Alapur Begusarai, Bihar PUNB0103620 Alinagar , Bihar Po Alinagar, Bihar PUNB0639900

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PUNB0120000) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 812024004 is in the middle, and your account number is on the right.

View full branch details for IFSC PUNB0120000