Utkarsh Small Finance Bank Mashak Chak
Mashak Chak · Bhagalpur, Bihar
812762003 is the MICR code for the Mashak Chak branch of Utkarsh Small Finance Bank, located in Bhagalpur, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTKS0001261.
Bank
Utkarsh Small Finance Bank
Branch & Address
Mashak Chak
Ward No.7(old ) and 20 ( New ) Mauza Mashakchak P.s.adampur District Bhagalpur Under Municipal Corporation Bhagapur State-bihar PIN Code-812001
Bhagalpur, Bhagalpur, Bihar
Contact
+918271271538MICR Code Structure
812
City
762
Bank
003
Branch
City code 812 identifies the RBI clearing centre, bank code 762 identifies Utkarsh Small Finance Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Utkarsh Small Finance Bank branches near Bhagalpur
Other banks in Bhagalpur, Bihar
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTKS0001261) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 812762003 is in the middle, and your account number is on the right.