Bhagalpur Central Co-operative Bank Bhagalpur Central Co-operative Bank IMPS
Bhagalpur Central Co-operative Bank IMPS · Mumbai, Maharashtra
812805000 is the MICR code for the Bhagalpur Central Co-operative Bank IMPS branch of Bhagalpur Central Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0721BCC.
Bank
Bhagalpur Central Co-operative Bank
Branch & Address
Bhagalpur Central Co-operative Bank IMPS
At Jageshwar Bhawan, Red Cross Road, Adampur, Bhagapur 812001
Mumbai, Bhagalpur, Maharashtra
Contact
+916412420477MICR Code Structure
812
City
805
Bank
000
Branch
City code 812 identifies the RBI clearing centre, bank code 805 identifies Bhagalpur Central Co-operative Bank, and branch code 000 identifies this specific branch.
Online Payment Methods Supported
Other Bhagalpur Central Co-operative Bank branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0721BCC) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 812805000 is in the middle, and your account number is on the right.