Ujjivan Small Finance Bank Ishipur Barahat
Ishipur Barahat · Bhagalpur, Bihar
813761003 is the MICR code for the Ishipur Barahat branch of Ujjivan Small Finance Bank, located in Bhagalpur, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UJVN0003699.
Bank
Ujjivan Small Finance Bank
Branch & Address
Ishipur Barahat
1st Floor, Near Uco Bankpo-ishipur, Dist-bhagalpurbihar
Bhagalpur, Isipur Barahat, Bihar
Contact
+918040712166MICR Code Structure
813
City
761
Bank
003
Branch
City code 813 identifies the RBI clearing centre, bank code 761 identifies Ujjivan Small Finance Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Ujjivan Small Finance Bank branches near Bhagalpur
Other banks in Bhagalpur, Bihar
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UJVN0003699) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 813761003 is in the middle, and your account number is on the right.