Indian Bank Gumgi
Gumgi · Giridih, Jharkhand
815019011 is the MICR code for the Gumgi branch of Indian Bank, located in Giridih, Jharkhand. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000G644.
Bank
Indian Bank
Branch & Address
Gumgi
Vill Postgumgi Dist Giridih Gumgi Gumgi PIN 815317
Giridih, Gumgi, Jharkhand
Contact
+918103462427MICR Code Structure
815
City
019
Bank
011
Branch
City code 815 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 011 identifies this specific branch.
Online Payment Methods Supported
Other Indian Bank branches near Giridih
Other banks in Giridih, Jharkhand
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000G644) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 815019011 is in the middle, and your account number is on the right.