IDBI Giridih
Giridih · Giridih, Jharkhand
815259002 is the MICR code for the Giridih branch of IDBI, located in Giridih, Jharkhand. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0001144.
Bank
IDBI
Branch & Address
Giridih
Idbi Bank , Shri Rameshwar Arcade, Near Raymond Shop Building, First Floor, Town Thana, Giridih 815301
Giridih, Giridih, Jharkhand
Contact
+917890018996MICR Code Structure
815
City
259
Bank
002
Branch
City code 815 identifies the RBI clearing centre, bank code 259 identifies IDBI, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other IDBI branches near Giridih
Other banks in Giridih, Jharkhand
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0001144) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 815259002 is in the middle, and your account number is on the right.