Utkarsh Small Finance Bank Gande
Gande · Giridih, Jharkhand
815762009 is the MICR code for the Gande branch of Utkarsh Small Finance Bank, located in Giridih, Jharkhand. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTKS0002065.
Bank
Utkarsh Small Finance Bank
Branch & Address
Gande
Utkarsh Small Finance Bank Ltd.giridih to Jamtara Road Near Ubi Bank Mohadamod Gande District-giridih Jharkhand 815312
Giridih, Gande Jharkhand, Jharkhand
Contact
+916532MICR Code Structure
815
City
762
Bank
009
Branch
City code 815 identifies the RBI clearing centre, bank code 762 identifies Utkarsh Small Finance Bank, and branch code 009 identifies this specific branch.
Online Payment Methods Supported
Other Utkarsh Small Finance Bank branches near Giridih
Other banks in Giridih, Jharkhand
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTKS0002065) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 815762009 is in the middle, and your account number is on the right.