UCO Bank Barharwa
Barharwa · Sahebganj, Jharkhand
816028101 is the MICR code for the Barharwa branch of UCO Bank, located in Sahebganj, Jharkhand. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0000368.
Bank
UCO Bank
Branch & Address
Barharwa
Main Road, Barharwa Dist. Sahibganj , Sahebganj , Jharkhand PIN 816101
Sahebganj, Sahibganj, Jharkhand
Contact
+9165126278333MICR Code Structure
816
City
028
Bank
101
Branch
City code 816 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 101 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near Sahebganj
Other banks in Sahebganj, Jharkhand
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0000368) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 816028101 is in the middle, and your account number is on the right.