IDBI Jharkhand State Cooperative Bank Limited Pakur
Jharkhand State Cooperative Bank Limited Pakur · Pakur, Jharkhand
816735002 is the MICR code for the Jharkhand State Cooperative Bank Limited Pakur branch of IDBI, located in Pakur, Jharkhand. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL063JS06.
Bank
IDBI
Branch & Address
Jharkhand State Cooperative Bank Limited Pakur
Near Old Bus Stand, Main Road Po Dist Pakur, PIN 816107
Pakur, Pakaur, Jharkhand
Contact
+919199972986MICR Code Structure
816
City
735
Bank
002
Branch
City code 816 identifies the RBI clearing centre, bank code 735 identifies IDBI, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other IDBI branches near Pakur
Other banks in Pakur, Jharkhand
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL063JS06) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 816735002 is in the middle, and your account number is on the right.