ICICI Bank Gayak P Road
Gayak P Road · Gaya, Bihar
823229003 is the MICR code for the Gayak P Road branch of ICICI Bank, located in Gaya, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code ICIC0001809.
Bank
ICICI Bank
Branch & Address
Gayak P Road
ICICI Bank Ltd., Plot No. 485, K. P. Road, Beside.gaya Electronics, Gaya, Bihar.823001
Gaya, Gaya, Bihar
Contact
+918294629755MICR Code Structure
823
City
229
Bank
003
Branch
City code 823 identifies the RBI clearing centre, bank code 229 identifies ICICI Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other ICICI Bank branches near Gaya
Other banks in Gaya, Bihar
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (ICIC0001809) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 823229003 is in the middle, and your account number is on the right.