Bank of India Shaharjam (BOI)
Shaharjam · Shaharjam Dist Chatra, Jharkhand
825013707 is the MICR code for the Shaharjam branch of Bank of India, located in Shaharjam Dist Chatra, Jharkhand. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0004879.
Bank
Bank of India
Branch & Address
Shaharjam
Vill Shaharjampo Karni Dist Chatra
Shaharjam Dist Chatra, Shaharjam Dist Chatra, Jharkhand
Contact
+919199424642MICR Code Structure
825
City
013
Bank
707
Branch
City code 825 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 707 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Shaharjam Dist Chatra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0004879) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 825013707 is in the middle, and your account number is on the right.